American Express^® Gold Card

Annual Fee: $325^¤^†

APPLY WITH CONFIDENCE

Know if you're approved with no credit score impact

your credit score may be impacted if you're approved and you accept this Card.

Apply Now

♦︎ ‡ † Offer & Benefit Terms ¤ Rates and Fees

Welcome Offer

Apply and find out your welcome offer

AS HIGH AS 100,000
Membership Rewards^® points

after you spend $6,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.^†

Apply, and if approved:

Find out your offer amount
Accept the Card with your offer
Spend $6,000 in 6 months
Receive the points

APPLY WITH CONFIDENCE

Know if you're approved with no credit score impact

your credit score may be impacted if you're approved and you accept this Card.

Apply Now

♦︎ ‡ † Offer & Benefit Terms ¤ Rates and Fees

APR for Pay Over Time Feature

19.49% to 28.49% variable APR on eligible charges.^¤

Card Design Choice

Gold or Rose Gold: Whichever color you choose, you'll receive the same backing and benefits of the American Express^® Gold Card.

Choose your design when applying.

How You Earn

4X POINTS At Restaurants
Worldwide, on up to $50K in purchases per calendar year.^‡
4X POINTS On Groceries
At U.S. supermarkets, on up to $25K in purchases per calendar year.^‡
3X POINTS On Flights
Booked directly with airlines or on AmexTravel.com.^‡
2X POINTS On Prepaid Hotels
and other eligible travel purchases, booked through AmexTravel.com.^‡
1X POINTS On Other Eligible Purchases.^‡

Featured Benefits

Find out how you can access over $500 in value annually with the following benefits on the Gold Card:

Resy Credit
Dunkin’ Credit
Uber Cash
Dining Credit
The Hotel Collection

$120 Uber Cash on Gold

Get $10 in Uber Cash each month to use on orders and rides in the U.S. when an Amex Card is selected for the transaction. Add your Card to your Uber account to get started.^‡

$84 Dunkin' Credit

Earn up to $7 in monthly statement credits after you pay with the American Express^® Gold Card at U.S. Dunkin' locations. Enrollment required.^‡

$100 Resy Credit

Get up to $100 in statement credits each calendar year after you pay with the American Express^® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.^‡

$120 Dining Credit

Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at participating partners. This can be an annual savings of up to $120. Enrollment required.^‡

The Hotel Collection

Book two nights or more with The Hotel Collection through AmexTravel.com and receive a $100¹ credit towards eligible charges.^‡
¹Eligible charges vary by property.

Payment Choices

More Ways To Pay

Pay Over Time^‡ and Plan It^® give Card Members different kinds of flexibility.

Pay Over Time lets you carry a balance with interest up to your Pay Over Time Limit^‡
Plan It lets you select large purchases to split into equal monthly installments with a fixed fee

You can choose either option or pay in full each month. You must pay in full, by the Payment Due Date, any charge or a portion of a charge that is not added to a Pay Over Time, Cash Advance, or Plan balance.^‡

All Benefits

Earn up to an $84 Dunkin' Credit with the Amex^® Gold Card

With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express^® Gold Card at U.S. Dunkin' locations^‡.

Apply today with confidence

Know if you're approved with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.

Apply Now