American Express

Platinum Card®

There's nothing like it.

The Platinum Card® from American Express

Platinum Card®

There's nothing like it.

Annual Fee: $895¤
The Platinum Card® from American Express
Annual Fee: $895¤ 

Welcome Offer & Key Details

Apply and find out your welcome offer

AS HIGH AS 175,000
Membership Rewards® points

after you spend $12,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.

Apply, and if approved:
  1. Find out your offer amount
  2. Accept the Card with your offer
  3. Spend $12,000 in 6 months
  4. Receive the points

APPLY WITH CONFIDENCE

Know if you’re approved with no credit score impact

 your credit score may be impacted if you’re approved and you accept this Card.
Apply Now
♦︎ ‡ † Offer & Benefit TermsLink will open in a new tab.¤ Rates and FeesLink will open in a new tab.

Choose your preferred Card design, including classic metal or mirror.

Annual Fee: $895¤ APR for Pay Over Time Feature: 19.49% to 28.49% variable APR on eligible charges.¤  Explore

Explore benefits that matter most to you:

Learn how to unlock $3,500+ in annual value:

PREMIUM TRAVEL

Make each trip more memorable with elevated benefits.

PREMIUM TRAVEL

Make each trip more memorable with elevated benefits.

5X Points on Flights & Hotels

5X Points on Flights

Booked directly with airlines or through American Express Travel®, on up to $500,000 on these purchases per calendar year.

5X Points on Prepaid Hotels

Booked on American Express Travel®.

LARGEST GLOBAL LOUNGE NETWORK

Global Lounge Collection

With over 1,550 airport lounges – more than any other credit card company on the market* – enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass Select membership (enrollment required), and other select partner lounges.

*As of 4/2025

LARGEST SELECTION OF GLOBAL HOTELS

$600 Hotel Credit

With over 3,000 hotels – and more hotels than any other credit card company1 where you can access a suite of special benefits – get up to $300 back in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection2 bookings through Amex Travel.

1As of 07/2025
2The Hotel Collection requires a minimum two-night stay

5X Points on Flights & Hotels

5X Points on Flights

Booked directly with airlines or through American Express Travel®, on up to $500,000 on these purchases per calendar year.

5X Points on Prepaid Hotels

Booked on American Express Travel®.

LARGEST GLOBAL LOUNGE NETWORK

Global Lounge Collection

With over 1,550 airport lounges – more than any other credit card company on the market* – enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass Select membership (enrollment required), and other select partner lounges.

*As of 4/2025

LARGEST SELECTION OF GLOBAL HOTELS

$600 Hotel Credit

With over 3,000 hotels – and more hotels than any other credit card company1 where you can access a suite of special benefits – get up to $300 back in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection2 bookings through Amex Travel.

1As of 07/2025
2The Hotel Collection requires a minimum two-night stay

$200 Uber Cash

Add your Platinum Card® to your Uber account to start receiving $15 in Uber Cash each month, plus a bonus $20 in December, to use on rides and orders in the U.S. when you select an Amex Card for your transaction.

$120 Uber One Credit

As a Platinum Card® Member, you can get up to $120 in statement credits each calendar year after you purchase an auto-renewing Uber One membership with your Card. Terms apply.

$200 Airline Fee Credit

Earn up to $200 per calendar year in statement credits after incidental fees are charged by your one selected qualifying airline to your Card.

GUARANTEED 4PM CHECKOUT

Fine Hotels + Resorts®

With over 1,800 properties worldwide, when you book Fine Hotels + Resorts® through AmexTravel.com, you can receive a suite of benefits with an average total value of $550* in perks.

*Average value based on 2024 bookings for stays of two nights. Actual value will vary based on property, benefit availability and how you use the benefits. Click to learn more.

$209 CLEAR+ Credit

You can receive up to $209 in statement credits per calendar year after you sign up and pay for a CLEAR+ Membership (subject to auto-renewal) with your eligible American Express Card.

$200 Uber Cash

Add your Platinum Card® to your Uber account to start receiving $15 in Uber Cash each month, plus a bonus $20 in December, to use on rides and orders in the U.S. when you select an Amex Card for your transaction.

$120 Uber One Credit

As a Platinum Card® Member, you can get up to $120 in statement credits each calendar year after you purchase an auto-renewing Uber One membership with your Card. Terms apply.

$200 Uber Cash

Add your Platinum Card® to your Uber account to start receiving $15 in Uber Cash each month, plus a bonus $20 in December, to use on rides and orders in the U.S. when you select an Amex Card for your transaction.

$120 Uber One Credit

As a Platinum Card® Member, you can get up to $120 in statement credits each calendar year after you purchase an auto-renewing Uber One membership with your Card. Terms apply.

$200 Airline Fee Credit

Earn up to $200 per calendar year in statement credits after incidental fees are charged by your one selected qualifying airline to your Card.

GUARANTEED 4PM CHECKOUT

Fine Hotels + Resorts®

With over 1,800 properties worldwide, when you book Fine Hotels + Resorts® through AmexTravel.com, you can receive a suite of benefits with an average total value of $550* in perks.

*Average value based on 2024 bookings for stays of two nights. Actual value will vary based on property, benefit availability and how you use the benefits. Click to learn more.

$209 CLEAR+ Credit

You can receive up to $209 in statement credits per calendar year after you sign up and pay for a CLEAR+ Membership (subject to auto-renewal) with your eligible American Express Card.

DINING & ENTERTAINMENT

Reward your taste for culinary adventure and stay plugged-in to the media you love.

DINING & ENTERTAINMENT

Reward your taste for culinary adventure and stay plugged-in to the media you love.

OVER 10,000 RESTAURANTS

$400 Resy Credit

Get up to $100 in statement credits each quarter when you use the Platinum Card® to make eligible purchases with Resy, including dining purchases at over 10,000 U.S. Resy restaurants*. Enrollment required.

*As of 03/2025

$300 Digital Entertainment Credit

Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.

Global Dining Access by Resy

Get special access to sought-after restaurants when you add your Platinum Card® to your Resy profile. Access to Exclusive reservations, premium dining experiences, Priority Notify, and more, all from Resy.com or the Resy app.

OVER 10,000 RESTAURANTS

$400 Resy Credit

Get up to $100 in statement credits each quarter when you use the Platinum Card® to make eligible purchases with Resy, including dining purchases at over 10,000 U.S. Resy restaurants*. Enrollment required.

*As of 03/2025

$300 Digital Entertainment Credit

Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.

Global Dining Access by Resy

Get special access to sought-after restaurants when you add your Platinum Card® to your Resy profile. Access to Exclusive reservations, premium dining experiences, Priority Notify, and more, all from Resy.com or the Resy app.

SHOPPING & WELLNESS

Unlock savings from popular brands to help step up your fitness, fashion, and more.

SHOPPING & WELLNESS

Unlock savings from popular brands to help step up your fitness, fashion, and more.

$300 lululemon Credit

You can receive up to $75 in statement credits each quarter when you use the Card for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. Enrollment required.

$155 Walmart+ Credit

Get up to a $12.95* statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card®.

*Up to $12.95 plus applicable taxes on one membership fee.

$100 Saks Credit

Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.

$200 Oura Ring Credit

Oura Ring can help you meet your health goals. You can receive up to $200 in statements credits when you use the Platinum Card® to purchase an Oura Ring at Ouraring.com each calendar year. Enrollment required.

$300 Equinox Credit

Get up to $300 in statement credits each year at Equinox. Simply use your Platinum Card® to pay for an Equinox+ digital subscription, or an Equinox club membership subject to auto-renewal. Enrollment required.

$300 lululemon Credit

You can receive up to $75 in statement credits each quarter when you use the Card for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. Enrollment required.

$155 Walmart+ Credit

Get up to a $12.95* statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card®.

*Up to $12.95 plus applicable taxes on one membership fee.

$100 Saks Credit

Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.

$300 lululemon Credit

You can receive up to $75 in statement credits each quarter when you use the Card for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. Enrollment required.

$155 Walmart+ Credit

Get up to a $12.95* statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card®.

*Up to $12.95 plus applicable taxes on one membership fee.

$100 Saks Credit

Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.

$200 Oura Ring Credit

Oura Ring can help you meet your health goals. You can receive up to $200 in statements credits when you use the Platinum Card® to purchase an Oura Ring at Ouraring.com each calendar year. Enrollment required.

$300 Equinox Credit

Get up to $300 in statement credits each year at Equinox. Simply use your Platinum Card® to pay for an Equinox+ digital subscription, or an Equinox club membership subject to auto-renewal. Enrollment required.

Earn and Redeem Points

Unlock even more value with a expansive rewards program designed around you. Earn Membership Rewards® points on the purchases you make most, then put them towards your future adventures.

Earn and Redeem Points

Unlock even more value with a expansive rewards program designed around you. Earn Membership Rewards® points on the purchases you make most, then put them towards your future adventures.

5X

POINTS

On Flights

Booked directly with airlines or through American Express Travel®, on up to $500,000 on these purchases per calendar year.

5X

POINTS

On Prepaid Hotels

Booked on AmexTravel.com.

1X

POINTS

On Other Purchases

Terms and limitations apply.

Earn

5X

POINTS

On Flights

Booked directly with airlines or through American Express Travel®, on up to $500,000 on these purchases per calendar year.

5X

POINTS

On Prepaid Hotels

Booked on AmexTravel.com.

1X

POINTS

On Other Purchases

Terms and limitations apply.

Redeem

Flights and Hotels

Use Points for flights and prepaid hotels, when you book on AmexTravel.com.

Pay with Points

Use Pay with Points at Checkout to easily redeem points at places like Amazon.com, Grubhub, BestBuy.com, and more.

Gift Cards

Redeem Points for gift cards. Want to celebrate with a dinner out? Get an outfit you feel good in? There are gift cards for all of that, and more. Choose from over 75 options.

Make the most of your Platinum Card® Membership

Make the most of your Platinum Card® Membership

Best Annual Fee Rewards Credit Card for Customer Satisfaction

The Platinum Card® by American Express received the highest score in the Bank Rewards Credit Card with an Annual Fee segment. For J.D. Power 2025 award information, visit jdpower.com/awards.

JD Power Banner

Navigate Membership with the award winning mobile app

#1 for Customer Satisfaction with Credit Card Mobile Apps for the 2nd consecutive year.

For J.D. Power 2024 & 2025 award information, visit jdpower.com/awards

Navigate Membership with the award winning mobile app

DEDICATED GLOBAL SERVICING

Card Member Services

Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.

The Platinum Card® from American Express

Apply today with confidence

Know if you’re approved with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.  

Apply Now
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